Business banking

Banking, for what you're building.

From sole traders to scale-ups — multi-currency operating accounts, working capital, trade finance, and cards. Pay suppliers in 60+ markets without leaving the dashboard.

FX Markets · LDN-NYC
Live
EUR / USD · spot
1.0843
+0.18%
Open P/L
+$42,118
Pair
Bid
Ask
Chg %
EUR/USD
1.0842
1.0843
+0.18
GBP/USD
1.2715
1.2717
+0.34
USD/JPY
151.42
151.44
−0.12
USD/CAD
1.3552
1.3554
+0.07
AUD/USD
0.6618
0.6620
−0.05
USD/SGD
1.3445
1.3447
+0.02
Buy EUR
1.0843
€500,000 notional
Sell EUR
1.0842
1-pip spread
BUYGBP/USD£250K
@ 1.2716
SELLUSD/JPY$180K
@ 151.43
BUYEUR/USD€500K
@ 1.0841
FX
Spot · Fwd · Opt
Capabilities

Banking that scales with your business.

Open an operating account in minutes. Add capital, FX hedging, and trade finance as you grow.

Business accounts

Multi-currency operating accounts with sub-accounts for cost centres, projects, or subsidiaries.

Working capital

Invoice financing, overdrafts, and revolving credit from £25K to £5M. Application to drawdown in 5 days.

Trade finance

Letters of credit, guarantees, and supply-chain finance for clients trading across 60+ markets.

Business cards

Visa Business cards with per-employee limits, real-time freeze, and Xero/QuickBooks export.

Payroll & expenses

Multi-currency payroll and an expense module with receipt capture — included in every business plan.

FX hedging

Spot, forward, and option contracts to lock in rates for revenue and supplier exposure.

Built for

Whatever stage you're at.

Sole traders

Free everyday business banking with an integrated tax estimate, mileage tracker, and invoice tool.

  • Free business account
  • Built-in invoicing
  • HMRC self-assessment helper

SMEs

Multi-user access, custom approval workflows, and credit facilities up to £500K.

  • Role-based permissions
  • Working capital up to £500K
  • Dedicated relationship manager

Scale-ups

Treasury tools, multi-entity dashboards, and cross-border facilities for global expansion.

  • Multi-entity reporting
  • Trade finance & FX
  • Direct API integration
By the numbers

What our business customers see.

5 days
average time to working capital
60+
markets in one dashboard
0%
FX fee on business cards
£5M
max facility size

Open a business account.

Just your company number, ID, and proof of address. We'll do the rest.