Banking, for your everyday.
Current accounts, savings, cards, and credit — built for life across borders. Hold balances in five currencies, send money home, and keep your spending protected by 2-factor verification on every login.
Everyday banking, sorted.
One app for spending, saving, borrowing, and sending — across the UK, Europe, and the Americas.
Current accounts
Free everyday banking with mobile, online, and branch access. No monthly fee on Basic.
Savings
Variable and fixed savings up to 5.0% AER. Lock in for 12 months or move money any time.
Credit cards
Cashback, travel, and air-mile cards with no FX fee abroad and instant freeze-in-app.
Personal loans
£1,000 to £25,000 from 6.9% APR representative. Decision in minutes, no early-repayment fees.
Mortgages
Fixed, tracker, and offset mortgages — first-time buyer, remortgage, and buy-to-let.
Multi-currency
Hold USD, GBP, EUR, CAD, and SGD side by side. Switch between them in two taps.
Built for life on the move.
Five-currency wallet by default
Every customer gets USD, GBP, EUR, CAD, and SGD wallets when they open an account — no fees to hold them, no minimum balance.
OTP on every login, by default
Email-based 2-factor authentication on every sign-in. No app required, no extra setup — it just works.
Verified on every step
Transactions over 10,000 trigger a live selfie + ID review by our operations team. Step-up that scales with the value.
A bank, in summary.
Open a personal account in minutes.
It takes about 2 minutes. You'll need an email, a phone, and one piece of government ID.